Finance & Insurance

Apply for Finance

If you’d like to apply for finance with Winger you can do so using your local dealerships form below. Your application will be securely submitted via UDC Finance. If you need help or any kind of assistance, please get in touch.

Calculate your repayments

Hire Purchase

This is the most common method to purchase a motor vehicle for private buyers and can be tailored to suit your individual needs

• Fixed term from 6 to 60 months (even up to 84 months on some new vehicles)
• From nil deposit
• Structured, deferred or balloon payments are available
• You can include the following in your finance agreement
  • Mechanical Breakdown Insurance
  • Service Plans
  • Payment Protection
  • GAP Cover
  • Motor Vehicle Insurance
  • Paint, Fabric and Leather Protection
  • Clipped Assist

Assured Future Value

Winger Motors are able to offer to both private and business customers an Assured Future Value on Suzuki, Subaru and Hyundai vehicles. Assured Future Value allows you to finance your vehicle knowing that you have an Assured Future Value locked in place for your vehicle at the end of your finance term.  This will give you low fixed repayments and then it will give options at the end of your finance. Your Assured Future Value is determined by the finance company based on distance travelled each year as well as the length of the finance contract.

Finance Lease

(Available for businesses only)

Finance Lease is a popular method of financing a vehicle for both businesses and GST registered individuals.

• Lease your vehicle with the option to purchase for a fixed amount at the end of the term
• Fixed monthly payments
• Tax deductions for businesses
• You can include service plans in your repayments

Operating Lease

(Available for businesses only)

Operating Leases is often used by larger business for their vehicle fleets. Both Fully and Non Maintained options are available.

• Fixed monthly rentals
• No residual risk on your vehicle
• Lease payments are tax deductible

Mechanical Breakdown Insurance

For peace of mind motoring Mechanical Breakdown Insurance we offer a selection on all used vehicles. Mechanical Breakdown Insurance covers for the reasonable costs of the repair or replacement of components of your vehicle, as a result of a sudden or unforeseen mechanical or electrical breakdown. You can either buy this separately or include it in your finance contract. 24 hour Roadside Assist is included in all polies. Please see your Business Manager for a full list of items that are covered and the terms and conditions that apply.

Payment Protection

No matter how well you plan, things happen in life, unemployment, accidents or sickness can happen to anyone at anytime. You are able to include payment protection insurance in your finance agreement to give you protection if you are unable to meet your loan repayments due to one of these events happening. We have a variety of policies available to suit your individual needs whether you are self employment or employed

Motor Vehicle Insurance

We are able to offer full comprehensive motor vehicle insurance on both new and used vehicles. We also have the added bonus of being able to offer you the option of a luxury motor vehicle insurance which will give you 3 years full replacement cover on new vehicles and for used vehicles the policy will cover the greater of the vehicle purchase price or market value for the first 12 months. This can be purchased separately or included in your finance contract.

Paint, Fabric and Leather Protection

We are able to offer you paint and/or fabric and leather  protection for your new vehicle. You will never have to wax your new vehicle again. This can be brought separately or included in your finance agreement. Please see your Business Manager for the applicable warranty for these products.

Fabric Protection

• Helps protect against everyday soiling
• Odour free, non-allergenic and child safe
• Prevents spills from permanently staining your vehicles fabric or carpets
• Helps the vehicle retain its new look for longer

Leather Protection

• Prevents the leather in your vehicle from aging prematurely
• Stops cracking and helps retain suppleness of the leather
• Removes and protects against everyday soiling and spills.

Guaranteed Asset Protection

In the unfortunate event that your vehicle is deemed a total loss by your insurer, you could find the insurance payment is less than the amount outstanding on your finance or lease agreement. We are able to offer you GAP Insurance which covers the gap between the value of your insurance payout and the amount owing of your finance or lease agreement. This can be included in your finance or lease agreement.

Clipped Assist

Clipped Assist offers a membership that repairs minor damage to your vehicle for example scratches, alloy wheel scrapings and pressure dents which are not normally suitable for claiming through your standard car insurance policy. Clipped assist gives you unlimited repairs for the term of the membership that you have purchased and in no way affects your no claim bonus from your standard motor vehicle insurance. Repairs are convenient and can often be done at your home or workplace.

Finance Terms, Conditions and Useful Information

Finance is provided by UDC Finance Limited. Approvals are subject to responsible lending inquiries. UDC’s loan eligibility criteria, fees, terms and conditions apply. For more information on UDC’s Consumer Credit Contracts, Rates & Fees and Terms & Conditions please click here.